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A Definition of Long-Term Health Insurance Long-term health insurance, or long-term care insurance, refers to the type of policy people purchase to cover care for chronic illnesses, disabilities, or other health conditions on a daily basis for an extended period. The majority of employer-based health insurance does not pay for these extended care…
My brother is eight years older than me and has a developmental disability. Social events and situations can be a challenge for both him and our family. We just never know what kind of mood he’ll be in on event day or how he’ll receive the other attendees. With so many unknowns, my…
While children and adults with cerebral palsy have varying degrees of limitations and abilities, some individuals need a lot of care and cannot live independently. Caring for these people is an important job and can be rewarding for family caregivers. On the other hand, caring for someone, even someone you love, can be…
Many people think of Alzheimer’s disease and dementia as one and the same. However, there are some important differences between the two. Whether you have a loved one with Alzheimer’s or dementia, or you have an aging loved one who is experiencing cognitive and memory issues who has not yet been diagnosed, it’s important…
Choosing the best home care agency for your loved one is a major decision, and it only makes sense to explore your options ahead of time. But just what should you be looking for, and how do you go about finding the best home care agency? The Home Care/Hospice Agency Locator from the…
Do you worry about your loved one being isolated, or even feel that way yourself as the caregiver? If so, you’re not alone. People with a chronic illness and their family caregivers can easily fall into isolation. The key is to not get ‘stuck’ there. In this post, we’ll explore the top warning…
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Definition of Medicaid State to State Transfer Rules Medicaid State to State transfer rules are laws and regulations that provide guidance for transferring one’s Medicaid benefits when moving between states. While many people might think of Medicaid as a Federally-administered program, it is a joint benefit provided by both the Federal and State…
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